OPEN A CD

MEMBER LOYALTY CD

4.20% APY*
8-MONTH CD**

*Annual Percentage Yield
Rate Effective 4/16/2025.

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CD RATES

3.75% APY*
6-MONTH CD

3.70% APY*
1-YEAR CD

3.00% APY*
2-YEAR CD

2.85% APY*
3-YEAR CD

2.75% APY*
4-YEAR CD

2.75% APY*
5-YEAR CD

*Annual Percentage Yield
Rate Effective 4/16/2025.

See Disclosure

See All Rates

*APY refers to Annual Percentage Yield. Federally insured by the NCUA. $500 minimum balance required to open. APY is accurate as of 4/16/2025. Substantial penalty for withdrawal prior to certificate maturity. Fees could reduce earnings on the account. Refer to the O BEE Rate and Fee Schedule for details. Limited time offer subject to change without notice. Subject to membership eligibility and account opening requirements. This offer is redeemable at all locations.

**Offer limited to qualifying accounts. Qualifying accounts are Cub Accounts; Teen Accounts; existing members with an active checking account with at least $100 in direct deposits or a minimum of three (3) Visa debit transactions; new memberships that include a checking account with completed enrollment for a direct deposit of at least $100 through our ClickSwtich concierge service; or open and active business accounts. Offer subject to change at any time without notice.

Get a high-yield, guaranteed return with O Bee CU

Reap the benefits of a high-yield CD with a rock-solid credit union. Open a CD today and get a high-yield, guaranteed return with O Bee Credit Union. O Bee is a community-focused credit union providing financial services to local businesses, individuals, and families. Money held in Certificates of Deposit (CDs) help fund loans and keep money local.

Grow Your Money with a CD

O Bee Credit Union offers several secure options for your savings. One of our most popular savings products is our Certificate of Deposit. These accounts give your money a great chance at growth. Let’s take a closer look at how CD's work and why they might be the perfect choice for you.

What is a Certificate of Deposit (CD)?

A CD is an insured savings product with a fixed dividend rate and a fixed maturity date. Rates tend to be higher than those of savings accounts. However, unlike a savings account, your money will be less accessible in a certificate. That means you will not be able to withdraw your funds before the maturity date without paying a penalty.

Is a CD for everyone?

Because CD funds are less accessible, this product is best suited for people who have a robust emergency fund and do not anticipate needing to access the funds in their CD until the maturity date.

If a CD sounds like the right choice for you, stop by O Bee Credit Union today to learn more.

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