RATES AS LOW AS 10.40%+ APR* LOW RATE, NON-VARIABLE
No Annual Fee No Balance Transfer Fee No Cash Advance Fee** Fraud Detection 25-Day Grace Period on Purchases Five Iconic Card Design Options***
RATES AS LOW AS 11.25%+ APR* REWARDS
No Annual Fee No Balance Transfer Fee No Cash Advance Fee** Fraud Detection 25-Day Grace Period on Purchases Reward Points That Won't Expire Five Iconic Card Design Options***
Visa Classic or Visa Rewards
If you live in Washington state, you know the passion for Rainier is beyond a doubt. The Rainier brand is legendary. When you choose the Rainier Visa card, not only do you get a legendary brand, but it comes with no annual fee, low rates, and super benefits that match the caliber of Rainier. O Bee Credit Union was born in the Olympia Brewery, where Rainier was produced for many years. We’re Rainier proud. Apply for the Rainier card today.
With the ScoreCard™ Rewards Program, you get points every time you use your Rewards Credit Card for purchases. Earn one point for every dollar spent.+ Redeem points for brand-name merchandise and exciting travel offers through our ScoreCard™ Rewards Program. This card works double time.
Low Minimum Payments: Your required minimum monthly payment is just 2.5% of your outstanding balance. Dump Your Debt: Pay off high-interest credit cards from other financial institutions by transferring the balance to a low-interest O Bee Visa card. With the Rewards Credit Card, you get one point for each dollar transferred from a card at another institution. There is no balance transfer fee. Points for balance transfers apply only at inception of card. Cash Advances: Any time you need cash—at home or while traveling—just stop by any bank, credit union or ATM displaying the Visa symbol and you can get the cash you need with a Visa cash advance. There is no fee for a cash advance. You also can use O Bee’s Mobile App or Online Banking to transfer a Visa cash advance to your savings or checking account.** EMV Smart Chip Technology: Smart Chip Technology adds an additional layer of security when you use your credit card. Chip cards are more secure because they generate a unique code for each transaction. That code cannot be used again. This greatly reduces fraudulent activity on your card. Additionally, Smart Chip Technology allows you to upload your cards to your phone's Mobile Wallet for even more ease of use. Card Controls: Card Controls allow you to block and unblock your Visa Credit Card or Visa Debit Card at any time, offering you additional security at your fingertips. When a card is blocked, transactions will be declined on that card. However, recurring payments may continue, and credits will still be allowed. Unblock your card and all transaction types will be allowed again. Card Controls are conveniently located within the O Bee mobile app. Enhanced Fraud Monitoring We provide enhanced fraud protection to safeguard your card account information against fraud and theft. Our Fraud Service Center monitors unusual activity to ensure your information remains safe and secure.
Our Business Visa Card is the partner everyone wants. Smart, reliable and always there for you.
Looking for a first credit card or a first auto loan? We have great options for new borrowers to help you build credit and manage your account sensibly.
Earn points towards merchandise and travel when you use your Rewards credit or debit card to make purchases.
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